Carrier Can't Void Employer's Policy or Proceed With Breach-of-Contract Claim

A federal appellate court ruled that an insurance carrier could not void a policy based on an employer’s misrepresentation, nor could it maintain a breach-of-contract claim against a marketing agent for failing to inform it of the misinformation. Case: American Compensation Insurance Co. v. Ruiz, No. 22-60579, 09/03/2024, unpublished. Facts: Hector Ruiz did business as Los Primoz Construction. In January 2017, Ruiz entered into a subcontractor agreement with JESCO Inc. to provide temporary labor for a construction project in Starkville, Mississippi. As part of the a...